How it works

Four steps. One advisor. Zero runaround.

We rebuilt business funding to be as quick as ordering supplies online — with a real human on the other end who actually knows your file.

1

Apply in 2 minutes

Tell us about your business and upload 3–4 months of bank statements. Soft credit check only.

2

Get real offers

Within hours, your advisor walks you through offers — total cost in dollars, no decoder ring required.

3

Sign electronically

Pick the option that fits. Sign from your phone. Most agreements take under 10 minutes to review.

4

Get funded

Funds are wired to your business account — often the same day, almost always within 48 hours.

The Weird Deals promise

You'll always know the total cost before you sign.

No hidden fees, no "we'll figure it out later." If we can't beat what you have, we'll tell you to keep it.

Start my application
What you'll need

The whole checklist fits on a sticky note

  • Business name, EIN and start date
  • Last 3–4 months of business bank statements
  • Owner ID (driver's license or passport)
  • Voided business check or bank letter for funding

That's it. No tax returns, no business plan, no pitching to a committee.

Business owners reviewing plans at a desk
2 min
average application
Minimums

Do I qualify?

Most owners are surprised how quickly they do. Here's the baseline.

6+ months in business

12+ months for lines of credit. Startups under 6 months: reach out — we have partners.

$10K+ monthly revenue

Deposited into a business bank account. Consistency matters more than size.

500+ credit considered

We look at the whole picture. Past challenges don't disqualify a healthy business.

FAQ

Everything else you're wondering

How fast can I really get funded?
Complete applications submitted before noon ET are often approved and funded the same business day. Otherwise, expect funds within 24–48 hours of signing.
Does applying affect my credit score?
No — we generate offers with a soft inquiry. A hard inquiry only occurs if you accept an offer and proceed to funding.
What industries do you work with?
Nearly all of them: restaurants, trucking, construction, medical, retail, e-commerce, auto, salons, home services and more. A few restricted industries apply — your advisor will confirm in minutes.
What if I already have funding?
We can often consolidate or add a position. Send us your current agreement and we'll tell you honestly whether a new offer improves your situation.
Is there a fee to apply?
Never. There's no application fee, and no obligation to accept any offer.
Who will I be talking to?
One dedicated funding advisor from first call to funding — and after. Their direct line is on every email.

Ready to see what your business qualifies for?

Two-minute application. No hard credit pull to get an offer. No weird strings.